Home buyers & homeowners
Support for first-home buyers, existing homeowners and families with purchases, refinancing, construction finance and other residential lending needs.
About LNO Mortgages
Finance built around your objectives.
Helping home buyers, property investors, self-employed borrowers and business owners across Castle Hill, the Hills District and Greater Sydney navigate residential, SMSF, commercial and business finance.
Residential
Investment
SMSF
Commercial
Business
Mortgage & finance broking
A lending strategy shaped around the whole transaction
LNO Mortgages is an Australian mortgage and finance brokerage led by Principal Broker Mohit Gupta. We assist home buyers, property investors, self-employed borrowers and business owners with residential, investment, SMSF, commercial and business finance.
Rather than treating every application the same way, we take the time to understand the borrower, the proposed transaction and the longer-term objective before assessing suitable lending options from our available lender panel.
Objective-ledWe begin with the outcome you are working toward—not a product.
Policy-aware assessmentBorrowing capacity, income structure and lender criteria are reviewed together.
Clear progressWe help coordinate the agreed lending strategy through application, approval and settlement.
Who we help
Finance guidance for every stage of ownership
From a first home through to a more complex commercial transaction, the lending structure should reflect the borrower, the asset and the longer-term plan.
Property investors
Assessment of borrowing capacity, available equity and lender policy for investment purchases, refinancing and future portfolio growth.
Self-employed borrowers
Assessment of company, trust and business income, with lender selection shaped around the way the borrower earns.
Business owners & commercial investors
Commercial property, business lending, asset finance and eligible SMSF commercial property transactions.
Our areas of expertise
One brokerage across personal, property and business finance
A broad range of residential, investment and commercial lending scenarios, with particular experience in self-employed, SMSF and business-related finance.
Home loans & refinancing
Finance for purchases, refinancing, construction and general residential lending needs.
Investment property finance
Lending for investment purchases, refinancing, equity use and future portfolio growth.
Self-employed home loans
Solutions for borrowers with company, trust or more complex income structures.
SMSF property finance
Residential and commercial property lending through eligible Self-Managed Super Fund structures.
Commercial property finance
Finance for owner-occupied and investment commercial property transactions.
Business finance
Funding for eligible business purposes, working capital and growth requirements.
Asset & equipment finance
Finance for eligible vehicles, machinery, equipment and other business assets.
Complex lending scenarios
Assessment involving multiple entities, investment portfolios, business income or non-standard lender policy.
How we work
A structured process from objective to settlement
Designed to make complex lending scenarios clearer, easier to compare and simpler to progress.
Understand
We start with your circumstances, objectives, property or transaction and existing financial commitments.
Assess
We review borrowing capacity, lender policy, income structure and finance options that may suit your scenario.
Compare
We compare suitable panel options, considering structure, features, costs and relevant lending criteria.
Progress
Once agreed, we assist with the application and help coordinate finance through approval and settlement.
Start with the objective—not the application.
Whether you are buying a home, investing through an SMSF, refinancing a portfolio or funding a business transaction, LNO Mortgages can help you assess the scenario and identify a practical next step.
