Privacy Policy

1. Introduction

Loan and Own Mortgages Pty Ltd (ABN: [Insert ABN]) (“we”, “us”, “our”) respects your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information across our platforms including our website and LinkedIn marketing. We comply with the Privacy Act 1988 (Cth), Australian Privacy Principles (APPs), GDPR, and CCPA.

2. What Information We Collect

• Full name
• Contact details (email, phone)
• Job title, company
• Geolocation and IP address
• Loan or financial information
• Device and browser data
• Interaction data from our website and LinkedIn

3. How We Collect Your Information

• Directly via website forms or communication
• Through third-party sources such as credit agencies
• Via cookies and tracking tools

4. Why We Collect Your Information

• To assess and process mortgage inquiries
• To provide personalized services and offers
• For legal compliance and internal analytics

5. Legal Basis for Processing (GDPR)

• Consent (e.g. marketing opt-ins)
• Performance of a contract
• Legitimate business interests
• Compliance with legal obligations

6. Disclosure of Your Information

• Our employees and accredited mortgage brokers
• Lender partners (with your consent)
• CRM and analytics tools we use
• Government agencies where legally required

7. Your Rights

You have the right to access, update, or delete your data. Depending on your location, you may also opt-out of certain data processing. To make a request, contact us atprivacy@lnomortgages.com.au.

8. Security Measures

We implement encryption (SSL), access restrictions, and regular security reviews to safeguard your personal information.

9. Data Retention

Your data is retained only as long as necessary to fulfill the purposes outlined in this policy or to meet legal requirements.

10. Cookies and Analytics

We use LinkedIn Insight Tag, Google Analytics, and cookies to understand user behavior and improve our marketing effectiveness. You can manage cookies via your browser settings.

11. Access & Corrections

You may request access to the personal information we hold about you. We aim to respond within 25 working days. A processing fee may apply in some cases.

12. Updates to This Policy

This Privacy Policy may be updated from time to time. Please check this page periodically for changes.

13. Contact Us

If you have questions about this Privacy Policy or your data, please contact:

Loan and Own Mortgages Pty Ltd
Email: privacy@lnomortgages.com.au
Website: www.lnomortgages.com.au